Looking to buy your first home?
If you’re looking to buy your first home, chances are you’re also looking for your first home loan. It may seem daunting, but it doesn’t need to be. With some expert advice and help along the way, you can find the right loan and, more importantly, get closer to owning your own home. Interestingly, more than half of all Australians taking out mortgages are doing so with the help of a mortgage broker.
Why?
Because it’s the smart way to go. In fact, when it comes to financing your property purchase, it’s a good idea to speak to a mortgage broker first – even before you speak with an agent, or get too far down the track. Not only is a broker a wealth of information and advice, they can help you find the right loan, and make the whole application and approval process much easier.
There are literally hundreds of different loan products for you to choose from. It’s just a matter finding the right one. Your broker, will look for a loan that suits you and your circumstances. With access to multiple lenders and an array of different loan products, your broker will be up-to-date with changes within the market and new products from the lenders as they come online.
The best thing is, while you’re saving for your deposit, your broker will be working for you so you are moving forward buying your home. The first thing you’ll do is catch up and chat with your broker about your needs and goals. They will then give you a realistic idea of your borrowing potential and help you find the loan that suits you. So when you find the right place, you finance will be arranged as quickly as possible.
Once you know what you can borrow, have found a house, and chosen a loan, your broker will take care of the application process, taking all the headaches and stress away.
If you need a broker, contact us today.